Laws laid down by supreme court

Proximate nexus between the accident and the body injury is must for accident claim in insurance matters

  Proximate nexus between the accident and the body injury is must for accident claim in insurance matters

 Death due to sun stroke during election duty will not come under the scope of the clause "death only resulting solely and directly from accident caused by external violent and any other visible means" said SC confirming its earlier decision in the matter of Alka Shukla V/S LIC ((2019)SC

The principal laid down on the issue is that   proximate causal relationship between the accident and the body injury is a necessity plain reading of the clauses is the guiding principle to interpret insurance contracts.

 National Insurance Company Ltd. versus Chief Electoral Officer & Ors. Civil Appeal No.4769 Of 2022; February 08, 2023

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